Credit card debt in Florida is currently at record highs, with the state ranking third in the nation for total credit card debt as of late 2025. The average household in Florida owes about $12,600 in credit card debt, and the total statewide credit card debt is estimated at $97.4 billion.
In the second quarter of 2025 alone, the average Floridian's credit card debt increased by nearly $240, reflecting ongoing financial pressures from high living costs and interest rates.